About Us
The Alinea Focus
Applying Expertise to Client Needs
Applying Expertise to Client Needs
Alinea is focused on serving companies active in the alternative lending market including specialty finance firms, funds and other aggregators of commercial and consumer assets. The market has been challenged since the fallout of early 2023.
Applying Expertise to Client Needs
Applying Expertise to Client Needs
Applying Expertise to Client Needs
Alinea has a highly-skilled team which has been active in Structured Finance for more than two decades. With experience across diverse asset classes, we work to generate bespoke debt solutions that directly address our clients unique needs.
Delivering Solutions
Applying Expertise to Client Needs
Delivering Solutions
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Financing Solution highlights
High-Level Representative Terms
Facility Size Up to ~$200.00MM on balance sheet
Typical transactions $25.00MM - $75.00MM
Priority Typically Senior Secured
Term 24 - 48 months
Advance Rates 60.00% - 90.00% (collateral specific)
Upfront Fees 1.00%+
Pricing 30-Day SOFR plus competitive spread
At the money floors
Unused Line Fees ~50 - 100 basis points
Uncommitted accordions available to mitigate Unused Line Fees
Enhancements Bankruptcy-remote structures
Tight collateral and cash controls
Representative
Asset Classes Commercial A/R (e.g. SME loans, Forward Flow, CRE warehousing, etc.)
Consumer A/R (e.g. Installment, POS, Litigation, Vacation Ownership, etc.)
Loan Portfolio Acquisitions
Back-leverage for hedge and credit funds
Alinea is committed to developing tailored solutions for its clients and executing facilities on an expedited basis.
